Credit Portfolio Analyst II

hace 5 días


Ciudad de México, Ciudad de México Citi A tiempo completo

Job Summary:

The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval, and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.

Key Responsibilities:

  • Conduct thorough risk assessments and client credit analyses, review financial results and peer analyses, and prepare financial projections to ensure accurate credit evaluations.
  • Prepare comprehensive green-light and transaction approval memos, conduct due diligence, build cash flow models, and conduct sensitivity analyses to inform credit decisions.
  • Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation actions to be taken, staying continuously informed of related developments/news for the portfolio and industry covered.
  • Assist with portfolio review preparation and conducting stress tests to identify potential credit risks.
  • Build and maintain working relationships with various teams across the bank, including deal, coverage, and product teams, to ensure effective collaboration and communication.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets, by driving compliance with applicable laws, rules, and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct, and business practices, and escalating, managing, and reporting control issues with transparency.

Qualifications and Requirements:

  • 0-2 years of experience in credit risk analysis or corporate banking, with a strong understanding of financial analysis, accounting, and valuation.
  • Experience in financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution.
  • Knowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution.
  • Consistently demonstrate clear and concise written and verbal communication skills.
  • Proven ability to work with little direction and in a team, with demonstrated accountability, self-motivation, and business acumen.
  • Bachelor's degree/University degree or equivalent experience in a relevant field, such as Actuarial Science, Mathematics, or a related field.

Preferred Qualifications:

  • SAS and PowerPoint skills.
  • Intermediate-level proficiency in English.

Job Family Group: Risk Management

Job Family: Credit & Portfolio Risk Management

Time Type: Full time



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