Senior Credit Risk Analyst
hace 2 meses
The Credit Risk Team at Nubank is responsible for overseeing the credit risk function of our organization. As a second line of defense, we monitor credit risk exposure, conduct credit risk assessments, and provide guidance to credit areas.
About the role:
- Challenge business models to identify enhancement opportunities
- Develop a reporting procedure to ensure efficient communication regarding Mexico portfolio credit risk
- Propose and monitor key performance indicators (KPIs) to explain changes in Nubank's credit risk portfolio
- Review and monitor credit risk appetite
- Share knowledge about Mexico's credit market and regulations with stakeholders
- Understand financial metrics related to profitability and costs
- Experience in presenting risk messages to senior management
- Review and challenge credit policies defined by the first line
- Analytical and problem-solving skills to manipulate data
- Bachelor's degree in a relevant field
- Manage credit risk in the first or second line of defense, or implement credit risk-related projects
- Knowledge of credit risk models, policies, and KPIs
- Good coding skills and experience with large datasets
- Advanced English language skills
- Adaptability to a dynamic work environment
Preferred qualifications:
- Knowledge of Expected Credit Loss models and international standards
- Good communication skills and experience presenting projects to stakeholders
- Proficiency in modeling and machine learning techniques
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