Risk Management Expert

hace 4 días


Ciudad de México, Ciudad de México Tbwa ChiatDay Inc A tiempo completo

The Credit Risk team at Nubank is responsible for overseeing and managing the credit risk function. As a second line of defense, we monitor credit risk exposure, conduct risk assessments, and provide guidance to credit areas.

About the role:

  • Challenge business models to enhance credit risk management
  • Develop and implement reports to communicate credit risk information and support sustainable growth
  • Propose and monitor key performance indicators to explain changes in credit risk portfolio
  • Review and monitor credit risk appetite and policies
  • Share knowledge about Mexico's credit market and regulations with stakeholders
  • Understand financial metrics related to profitability and costs
  • Present risk information to senior management to ensure effective communication
  • Review and challenge credit policies defined by the first line of defense
  • Analytical and problem-solving skills to manipulate data and draw insights
  • Bachelor's degree in a relevant field such as Engineering, Economics, Math, Statistics, or Physics
  • Experience in managing credit risk, either in the first or second line of defense, or implementing credit risk-related projects
  • Knowledge of credit risk models, policies, and key performance indicators
  • Good coding skills, including SQL, Python, or Scala, and experience with large datasets
  • Advanced or fluent English language skills
  • Adaptability to a dynamic work environment and short-term deliverables

Preferred qualifications:

  • Knowledge of Expected Credit Loss models, financial forecasting, and international standards such as IFRS9 and Basel III
  • Effective communication skills, including presenting projects to senior stakeholders
  • Proficiency in modeling and machine learning techniques


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