Risk Management Expert
hace 4 días
The Credit Risk team at Nubank is responsible for overseeing and managing the credit risk function. As a second line of defense, we monitor credit risk exposure, conduct risk assessments, and provide guidance to credit areas.
About the role:
- Challenge business models to enhance credit risk management
- Develop and implement reports to communicate credit risk information and support sustainable growth
- Propose and monitor key performance indicators to explain changes in credit risk portfolio
- Review and monitor credit risk appetite and policies
- Share knowledge about Mexico's credit market and regulations with stakeholders
- Understand financial metrics related to profitability and costs
- Present risk information to senior management to ensure effective communication
- Review and challenge credit policies defined by the first line of defense
- Analytical and problem-solving skills to manipulate data and draw insights
- Bachelor's degree in a relevant field such as Engineering, Economics, Math, Statistics, or Physics
- Experience in managing credit risk, either in the first or second line of defense, or implementing credit risk-related projects
- Knowledge of credit risk models, policies, and key performance indicators
- Good coding skills, including SQL, Python, or Scala, and experience with large datasets
- Advanced or fluent English language skills
- Adaptability to a dynamic work environment and short-term deliverables
Preferred qualifications:
- Knowledge of Expected Credit Loss models, financial forecasting, and international standards such as IFRS9 and Basel III
- Effective communication skills, including presenting projects to senior stakeholders
- Proficiency in modeling and machine learning techniques
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