Senior Retail Credit Risk Strategist
hace 2 semanas
We are seeking an experienced professional to join our team as a Senior Retail Credit Risk Strategist in the US.
About the RoleThis is a challenging opportunity for an individual with strong risk management and leadership skills to develop and implement strategic plans for business/functional units, turning these plans into operational objectives.
The ideal candidate will proactively identify key retail credit processing risks and common issues in regional portfolios, performing independent 'review and challenge' as part of risk stewardship to ensure appropriate solutions are being deployed in a timely manner.
This role requires a strong understanding of the people, processes, and systems involved in the management of Retail Credit Risk activities through the credit lifecycle.
Main Responsibilities- Provide visible, strong, and clear leadership in implementing the Risk Management Enhancement Framework initiatives to strengthen the Retail Credit Risk (RCR) management control environment.
- Dispatch Regional Risk Stewardship responsibilities for RCR Risk/Controls and credit practices across HSBC LAM & US's retail banking operations.
- Drive increased RCR Risk Steward engagement in Region/Market, demonstrating proactive oversight, review, and challenge of the RCR processing control environment and Financial Risk Entity Level Control.
- Provide specialized guidance and support for Risk and Control Trigger Event reviews, ensuring alignment to the refreshed Risk Taxonomy Control Library for RCR processing Risks.
- Support Risk Stewardship of the 5 steps within RCR: Define and Enable, Identify & Assess, Manage, Aggregate & Report, and Govern for Retail Credit Risk Processes and Financial Risk (Retail Credit Risk) ELC.
- Established expertise in managing retail portfolios, preferably with experience in managing credit risk, underwriting, and/or collections operations.
- Broad knowledge of operational risk, credit risk, and regulatory environment.
- Strong conceptual skills (business models, organizational design).
- Strong Communication and interpersonal skills.
- Excellent negotiation and influencing skills.
- English written and verbal communication skills.
$120,000 - $150,000 per year, depending on experience and qualifications.
Company OverviewHSBC is an equal opportunity employer committed to building a culture where all employees are valued, respected, and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working, and opportunities to grow within an inclusive and diverse environment.
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