Credit Analyst II

hace 6 días


Monterrey, Nuevo León, México Caterpillar A tiempo completo
About the Role

Caterpillar is seeking a skilled Credit Analyst II to join our Financial Services team. As a key member of our team, you will be responsible for providing credit and documentation support in our region offices.

Key Responsibilities
  • Perform daily credit approval analysis, including credit investigation activities for assigned cases.
  • Determine customer credit worthiness, approve/reject deals within approved credit authority, and recommend deals beyond credit authority.
  • Ensure dealer and customer financing covenant compliance reviews are conducted as appropriate.
  • Participate in on-site audits of dealer and customer financial records and machine inventories when needed.
  • Verify all required documentation and deal conditions are met prior to contract elaboration.
  • Assist in ensuring documents such as financial statements, credit bureau reports, and customer information are properly stored and accessible for reference by multiple departments.
  • Assist in ensuring the accuracy of data entry into the system, including lines of credit terms & conditions, expiration dates, probabilities of default, customer risk rating, among others.
  • Participate in the accomplishment of continuous improvement objectives for the department.
  • Develop and implement individual goals and career development plans, and complete all mandatory and suggested trainings.
  • Understand and apply the company's Equal Opportunity and Harassment policies, and maintain an environment consistent with these policies.
Requirements
  • University degree and 4-year experience in credit, collections, customer services, sales, marketing, documentation, financial statement analysis, and/or accounting.
  • Fluent English.
Desired Skills
  • Strong integrity, teamwork, communication, commitment, planning, execution, and troubleshooting skills.
  • Knowledge of finance and leasing products, policies, and procedures, and the ability to adapt those concepts to the customer's host country environment.
  • Demonstrated ability to analyze the financial condition of customers for new business, while focusing on portfolio quality goals that support company corporate policies & objectives of acceptable risks for existing and new customers.

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