Risk and Credit Operations Leader for Grupago

hace 2 semanas


Xico, México Grupago A tiempo completo

We are an early-stage fintech that brings affordable credit to small business owners in LatAm, starting with Mexico.

Grupago's innovative approach includes community distribution, group collateral, and AI-driven underwriting. Community leaders online acquire lending groups in their local communities, allowing the company to reach rural areas via its cost-effective acquisition method.

Lending groups co-sign for each other's loans, making it possible for Grupago to profitably collateralize customers who previously couldn't access credit. The AI-powered underwriting system utilizes non-traditional data sources to evaluate loan applications, expanding credit limits as customers demonstrate successful repayment histories.

We are backed by top US and Mexican venture investors, and our co-founding team has extensive experience in fintech and entrepreneurship.

This role offers a competitive salary ($150,000 - $200,000), bonus, and equity compensation.

Responsibilities:

  • Manage credit policies to achieve low loss rates and unit profitability
  • Lead collections and credit operations, including credit and fraud screening, collections, and customer service interactions
  • Review and approve loan and credit card applicants, conducting fraud and credit review directly
  • Refine and adjust credit policies and improve fraud controls
  • Design initiatives to improve collections and conduct financial analysis and reporting

Requirements:

  • Achieved best-in-class loss rates over many years in a consumer or micro-business credit card and loan portfolio
  • Entrepreneurial spirit and ability to roll up sleeves, interview customers, and get into detailed customer and business matters
  • Skillset in leadership roles, credit risk assessment, fraud detection, collections, financial analysis, and modeling

Benefits:

  • Competitive salary ($150,000 - $200,000), bonus, and equity compensation

About Us:

As a founding team member at Grupago, you will be instrumental in shaping the company's growth and success. We are looking for an experienced leader to drive our credit operations forward and help us achieve our mission of providing affordable credit to small business owners in LatAm.


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