Risk Underwriter

hace 2 semanas

Ciudad de México Siemens A tiempo completo

The Risk Management group of Siemens Financial Services-Commercial Finance is seeking an Underwriter to process large and mid-ticket transactions. The position will primarily support the Vendor Industrial business and Siemens HC transactions.

The primary function of the position is to prepare rating and lending reports in support of new business. The position reports to the Chief Risk Officer located at the SFS Mexico, City office.

The essential job functions are as follows:

- Gather information from (prospective) customers and industry sources with respect to proposed finance transactions, including but not limited to Credit Report Bureau, Credit References, D&B and personal credit reports.
- Review and analyze customer financial information, account statements and tax returns.
- Prepare Credit and Risk Rating Reports for proposed transactions.
- Establish customer borrowing limits and structure higher risk transactions, as needed.
- Facilitate the onboarding and approval of new vendor accounts.

**Responsibilities**
- Analyze large and mid-ticket transactions. Analysis will include financial assessment and risk rating, debt capacity analysis, business model assessment, business plan analysis, risk analysis, impact of document negotiations upon risk, and other analysis as the transaction dictates.
- Review and interpret external rating agency reports. - Spread and analyze customer financial statements.
- Prepare Credit and Risk Rating Reports.
- Conduct in person and phone credit due diligence.
- Familiarity with local regulatory framework sand compliance requirements for SOFOMs in Mexico.
- Interact with and support sales colleagues and management. Work closely with Compliance and Legal Department on documentation issues.
- Help and complete tasks and project as needed and as the Risk Department may require.
- Maintain data integrity and compliance with company policies and procedures.
- Communicate credit decisions to internal and contacts.

**Required Knowledge/Skills, Education, and Experience**
- BA or BS degree in finance, business or a related field
- Minimum of 7 years of credit underwriting experience in a commercial (non-consumer) environment in Industrial and Health Care markets.
- Ability to work independently and to make logical and confident lending recommendations and decisions.
- Strong interpersonal/communication skills and ability to develop and maintain good internal and external customer relationships.
- Strong technical writing skills. Ability to present information in a concise, logical manner to support credit decisions and recommendations to senior management.
- Solid knowledge of fraud prevention techniques

Travel requirement is less than 50%.

**Preferred Knowledge/Skills, Education, and Experience**
- Formal training in Lending/Cash Flow.
- Experience in negotiating terms and conditions of transactional documents.
- Languages:

- Spanish-Native or Bilingual Proficiency
- English
- Professional working proficiency

  • Senior Risk Underwriter

    hace 7 días

    estado de méxico Coface A tiempo completo

    WHO WE ARE At Coface, we make trade happen everyday. Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world. With nearly 80 years of global experience, we offer companies a full range of...

  • Risk Underwriter

    hace 1 semana

    Ciudad de México, Ciudad de México Siemens A tiempo completo

    Job ID483034Posted since23-Nov-2025OrganizationSiemens Financial ServicesField of workFinanceCompanySIEMENS SERVICIOS COMERCIALES SA DE CV, SOFOM, ENRExperience levelExperienced ProfessionalJob typeFull-timeWork modeHybrid (Remote/Office)Employment typePermanentLocation(s)Mexico City - Ciudad de Mexico - MexicoThe Risk Management group of Siemens Financial...

  • Credit Underwriter

    hace 1 semana

    Delegación Cuajimalpa de Morelos, México Global Payments Inc. A tiempo completo

    Please read the description, compensation and location for this job.Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600...

  • Credit Risk Sr Group Manager

    hace 2 semanas

    Ciudad de México Citi A tiempo completo

    **Responsibilities**:- Provides thorough credit risk management across all mortgage channels by reporting on underwriter performance.- Manages teams that deliver a consistent, goals and sophisticated process of underwriter review.- Identifies credit risks, processes trends and training needs within the body of underwriting work completed each month.-...

  • Senior Medical Underwriter, 2852

    hace 1 semana

    estado de méxico Hannover Re A tiempo completo

    Senior Medical Underwriter, 2852 Apply for the Senior Medical Underwriter, 2852 role at Hannover Re. Responsibilities Ensure the correct risk assessment in order to determine if the risk is insurable. Ensure that all underwriting decisions are submitted to and authorized by the head office, in accordance with established policies. Provide underwriting advice...

  • Credit Underwriter

    hace 1 semana

    Delegación Cuajimalpa de Morelos, Ciudad de México Global Payments Inc. A tiempo completo

    Please read the description, compensation and location for this job.Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services. Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600...

  • Property Underwriter

    hace 3 días

    Ciudad de México Everest Re Group, Ltd. A tiempo completo

    Title: Property Underwriter Company: Compañía De Seguros Generales Everest México Job Category: Underwriting Job Description: About Everest: Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling businesses to survive and thrive, and economies to function and flourish. We are underwriters of risk, growth,...

  • Specialty Lines, Marine Senior Underwriter

    hace 4 semanas

    Ciudad de México AIG A tiempo completo

    Specialty Lines, Marine Senior Underwriter Join to apply for the Specialty Lines, Marine Senior Underwriter role at AIG Specialty Lines, Marine Senior Underwriter 1 day ago Be among the first 25 applicants Join to apply for the Specialty Lines, Marine Senior Underwriter role at AIG Sr. Underwriter – Marine Cargo, Marine Liability and Contrators...

  • Commercial Underwriter Fl

    hace 2 semanas

    Ciudad de México AIG A tiempo completo

    RoleUnderwriter with technical experience in middle market and large accounts in each line of business requested, this position will report to the Head of each LoB.Contribution at AIGAs an underwriter will be part of UW teams. He/she should work in team, learn about all the products offered in the respective line of business, focus in the customer to provide...

  • Risk Policy Sr. Analyst

    hace 1 semana

    Ciudad de México DiDi Global A tiempo completo

    Company Overview:DiDi Global Inc. is the world’s leading mobility technology platform. It offers a wide range of app-based services across markets including Asia-Pacific, Latin America and Africa, including ride hailing, taxi hailing, chauffeur, hitch and other forms of shared mobility as well as auto solutions, food delivery, intra-city freight, and...