Product Manager Cards
hace 2 semanas
-Job description**Role purpose**To ensure that Card products maintain controls, value proposition is consistent with market needs and contribute revenue to HSBC**Principal Accountabilities and Responsibilities**- ** **Analysis, planning and development of new products according with customer needs taking into account the internal guidelines of HSBC- Follow up on market trends and develop sales strategies that are consistent with these trends to thereby assist in generating higher incomes for HSBC.- Negotiate and have good relationship with risk, regulatory areas, line of business, operations and business solution area. Maintain negotiations with our supplier IDEMIA and brands VISA and MasterCard.- Cards Product role responsible for supporting the assessment and implementation of Corporate Cards in Mexico and stabilizing the existing Business & Corporate Cards proposition including onboarding processes and risk mitigation- Responsible for product positioning (how to sell in target markets) and pricing guidelines including FIM incorporation- Initiate product reviews in line with agreed roadmap to ensure that the compliance related requirements are met and also ensure all actions pints arising are duly addressed.- Create Business Case and Product Development Develop value propositions that are compelling and commercially viable to justify strategic initiatives and secure approvals- Have a sense of ownership within the team in order to support the achievement of product profitability.*****Leadership & Teamwork**- Risk Stewards: Legal, Taxes, Fraud Risk, RC GPS, FCC GPS, Credit, Markets, ISROther key stake holders: Client Management GPS, Wholesale, Software Delivery, Contact Centre, Operations México, Business Solution, WPB México, Global & Local CardsRequirements**Functional Knowledge**- Bachelor's Degree in Administrative, Accounting and Financial Areas.- Minimum experience of two years in Cards, sales management of clients, financial products and services, corporate finance, advisory sales, promote credits**Others**Advanced English, Proactive, Strategic Thinking, Excellent oratory, communication and negotiation skillsAt HSBC, we expect our people to treat each other with dignity and respect, creating an inclusive culture that promotes equal opportunity. Our values define who we are as an organization and what distinguishes us, we value difference, we move forward together, we take responsibility for our actions, we use good judgment, we do the right thing and we make things happen.“At HSBC we offer our colleagues a greater number of days so that they can fully enjoy their wedding, take care of the new member of the family, or grieve the loss of a family member. Our paid leave package is at the forefront in Mexico, now you have one more reason to be HSBC and proudly live a culture of well-being, balance and care”At HSBC we are focused on guaranteeing gender equality and constant training for our employees as well as the protection of their labor and social rights.
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