Senior Sales Excecutive Latam
hace 4 semanas
Join Our Team as a Senior Credit Analyst - Elevate Your Career
Are you a seasoned financial and credit expert with a passion for tackling complex challenges and influencing high-stake decisions? We are actively seeking a highly skilled Senior Credit Analyst to join our dynamic team, where you'll play a pivotal role in shaping the financial success of our organization and HP.
About Us:
At HP, we pride ourselves on innovation, integrity, excellence, and dedication to building teams that provide best-in-class financial analysis. As a Senior Credit Analyst, you'll be at the forefront of our strategic initiatives, contributing your expertise to complex problem-solving and influencing critical business decisions while directly engaging in discussions with senior executives from some of HP’s key partners.
Responsibilities:
- Independently analyze financial statements, providing key risk insights to determine credit limit recommendations.
- Manage high-value, high-risk customer accounts, showcasing your independent judgment and strategic decision-making.
- Interact with top-tier customers, building strong relationships with senior executives.
- Resolve highly complex issues independently, acting as a valuable escalation point for junior team members.
- Present credit recommendations to high-level management and actively participate in cross-functional meetings.
- Negotiate down payments, facilitating customers to make purchases beyond their credit limit.
- Negotiate security/collateral agreements to minimize credit risk to HP.
- Represent the company in high-level negotiations for significant strategic deals.
- Serve as the company's ambassador at a country or regional level.
- Engage in cross-functional initiatives, collaborating directly with executive-level management.
- Demonstrate a high level of exposure to various organizational levels, showcasing your ability to solve problems and drive improvements.
Education and Experience Required:
- Hold a first-level university degree with a focus on business or economics; advanced degree in business is preferred.
- 6-10 years of recommended experience in a credit function (corporate preferred and/or banking).
- Advanced proficiency in English.
Knowledge and Skills:
- Strong financial analysis skills.
- Excellent written and verbal communication, negotiation, and conflict resolution skills.
- Deep understanding of accounting principles and exceptional problem-solving abilities.
- Effective prioritization in a dynamic environment.
- Excellent understanding of risk mitigation tools.
- Exceptional relationship-building, influencing, and project management skills.
- Strong leadership skills, providing guidance and mentorship.
Impact/Scope:
- Directly impact ongoing high-value external customers.
- Influence the allocation of high-value credit grants.
Desirable Skills of the Future:
- Stay ahead of skills such as User Experience, Artificial Intelligence, and Robotics.
- Continuous exposure to different organizational levels, showcasing ability to drive improvements.
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