Senior Credit Analyst

hace 6 días


Naucalpan de Juárez, México Citi A tiempo completo
About the Role

The Senior Credit Analyst - Metro Economic is a key professional role within Citi's Risk Management team. This position requires a developing professional with a solid understanding of industry standards and practices, as well as a good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/job family.

This role involves applying analytical thinking and knowledge of data analysis tools and methodologies to make judgments and recommendations based on the analysis of factual information. The Senior Credit Analyst - Metro Economic will typically deal with variable issues with potentially broader business impact and apply professional judgment when interpreting data and results.

Key Responsibilities
  • Spread new, renewal, interim financial statements and business/individual tax returns in accordance with bank guidelines, focusing on more complex financial statements (i.e. Not-For-Profit).
  • Provide succinct analysis based on customers, peers, the portfolio, and the industry.
  • Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth.
  • Coordinate with the Credit Officers, Credit Analysts, Other Credit Center Staff, and Relationship Managers.
  • Act in an advisory role for the Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
  • Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager.
  • May act as an industry specialist with responsibility for SBA/EXIM loan analysis.
Requirements
  • 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
  • Bachelor's/University degree or equivalent experience.
About Citi

Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.


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