Senior Financial Analyst
hace 2 días
Citi is seeking a highly skilled Credit Analyst 2 to join our team. As a key member of our Credit Decisions team, you will be responsible for analyzing complex financial data and providing expert recommendations to our clients.
Key Responsibilities- Spread new, renewal, and interim financial statements and business/individual tax returns in accordance with bank guidelines, with a focus on more complex financial statements.
- Provide succinct analysis based on customers, peers, the portfolio, and the industry.
- Provide preliminary analysis of simple to complex credits, including calculation of cash flow, debt service coverage, collateral coverage, and guarantor net worth.
- Coordinate with Credit Officers, Credit Analysts, Other Credit Center Staff, and Relationship Managers.
- Act in an advisory role for Credit Officers/Relationship Managers on loan agreement/covenants clarification and monitoring.
- Provide leadership, training, and coaching to Credit Analyst I positions and back up support to the Application Preparation Team Manager.
- May act as an industry specialist with responsibility for SBA/EXIM loan analysis.
- 2-5 years previous experience in a financial institution with a focus on credit analysis and spreading software.
- Bachelor's/University degree or equivalent experience.
Citi is an equal opportunity and affirmative action employer. Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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