Credit Risk Manager

hace 16 horas


Xico, México Novartis A tiempo completo
About the Role

**Job Summary:**

We are seeking a highly skilled Credit Risk Manager to join our team at Novartis. As a key member of our Finance department, you will be responsible for managing financial risks and ensuring optimal risk measures are in place to minimize cash flow risk.

**Key Responsibilities:**

  • Evaluate customer credit worthiness and assist in setting policy decisions regarding credit offers to customers.
  • Drive overall credit risk knowledge through the organization via credit committees.
  • Collaborate with Global Credit Management Team and key stakeholders to mitigate and reduce credit risks.
  • Monitor US AR for potential risks and take necessary steps to remediate.
  • Assign credit limits and risk categories according to a defined approval matrix.
  • Facilitate and collaborate order release, taking swift action when risk changes to minimize losses.
  • Ensure material exceptions are communicated and resolved in a timely manner.
  • Review credit reports and manage relationships with internal and external stakeholders.
  • Assist in reporting and establish KPIs to ensure O2C team is executing a collection strategy to minimize order holds.
  • Drive operational excellence via continuous improvement and process automation.
  • Facilitate as a Subject Matter Expert to track and update SAP changes to drive efficiencies within credit risk management/held order process.
  • Identify system development and improvement opportunities supporting business performance management.
  • Define robust standard processes supported by tools and systems, reflecting best practices, supported by a control framework.
  • Support FRA Operations in designing reports to monitor financial risks.
  • Ensure all processes, policies, and procedures are clearly defined, documented, and implemented in line with Novartis standards and consistent with best practices.

**Requirements:**

  • University Degree (Bachelor's) in accounting, finance, or business.
  • 5+ years of Credit & Financial experience within an O2C environment, preferably in the Pharmaceutical industry.
  • Previous experience in managing financial services.
  • SAP and Microsoft Office experience required.
  • Experience of managing projects driving performance (e.g. ERP implementation).
  • Excellent people and communication skills, with strong written and oral communication skills.
  • Experience of working in a multicultural/international environment.

**Why Novartis:**

We are a leading global healthcare company that is committed to building an outstanding, inclusive work environment and diverse teams representative of the patients and communities we serve.



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