Credit Portfolio Manager

hace 1 semana


Xico, México Citi A tiempo completo
Job Summary

The Credit Portfolio Manager is a critical leadership role responsible for providing strategic direction and oversight to a team of employees to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team.

Key Responsibilities
  • Develop and implement recommendations to adjust credit policies by analyzing credit and financial performance, utilizing statistical scoring, segmentation, and regression and simulation techniques.
  • Utilize advanced data analytics tools, such as Statistical Analysis System (SAS), to perform risk, financial, and data analyses, including profiling, sampling, reconciliation, and quality testing.
  • Research customer and/or management queries using risk systems and data, and support ad-hoc risk policy analyses and projects as required.
  • Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes, and other related initiatives.
  • Manage risk levels for the entire credit spectrum across multiple products and retail formats, and prepare risk management presentations for senior management.
Requirements
  • 5-8 years of relevant experience in risk management, credit analysis, or a related field.
  • Demonstrated ability to synthesize, prioritize, and drive results with urgency.
  • Proven organizational, interpersonal, and analytical skills.
  • Comprehensive knowledge of SAS or SQL programming and MS Office software.
Education
  • Bachelor's degree or equivalent experience in a related field, such as Actuarial Science, Mathematics, Engineering, or a related field.
  • Proficiency in programming languages such as SQL or SAS.
  • Intermediate to advanced level of English proficiency.
  • Previous experience in implementing systems and processes in a risk management context.
  • Knowledge of the credit cycle, preferably credit management.
  • Ability to work effectively in an interdisciplinary team environment.


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