Senior Credit Risk Analyst

hace 18 horas


Xico, México Citibank A tiempo completo
About the Role

The Underwriter is a seasoned professional role that requires in-depth disciplinary knowledge and expertise in credit and risk management. As a Senior Credit Risk Analyst, you will contribute to the development of new techniques and the improvement of processes and work-flow for the area or function. You will integrate subject matter and industry expertise within a defined area, requiring an in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business.

Key Responsibilities
  • Develop recommendations to adjust credit policies by analyzing credit and financial performance utilizing statistical scoring, segmentation, regression, and simulation techniques.
  • Implement initiatives to ensure consistency and compliance with credit policies.
  • Utilize SAS in a UNIX environment to perform risk, financial, and data analysis, including profiling, sampling, reconciliation, and quality testing.
  • Prepare risk management presentations for senior management that include analytics on portfolio performance, emerging trends, and areas of opportunity.
Requirements
  • 5-8 years of relevant experience in credit card risk management or equivalent training and experience preferably in the financial services industry.
  • Ability to apply credit and risk principles toward business goals.
  • Demonstrated ability to synthesize, prioritize, and drive results with a high sense of urgency.
  • Highly organized and able to work in a fast-paced environment managing multiple projects.
  • Effective interpersonal, organizational, and analytic skills.
  • Extensive knowledge of SAS or SQL programming and literacy with MS Office software.
Education

Bachelor's/University degree or equivalent experience.



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