Credit Analyst Associate

hace 1 día


Xico, México Moody'S A tiempo completo
About the Role

Moody's is a global leader in integrated risk assessment, empowering organizations to make informed decisions.

**Your Opportunity**:

As a Credit Analyst Associate, you will play a crucial role in providing credit analysis in the form of discrete pieces of analytical work. You will work on more sophisticated and higher-profile analysis, forming a comprehensive view on certain credits in preparation for the Associate Analyst role.

This role provides a chance to make a significant contribution to the success of Lead Analyst teams in Moody's, by providing a range of analytical support services that supplements the overall credit analysis function performed by these teams.

The Credit Analyst Associate position will focus primarily on the Financial Institutions Group (FIG) Banking sector, with potential for cross-training in supporting varying asset classes and methodologies in other sectors, as part of career progression.

This is an internally facing role, supporting lead analysts in their work.

Key Responsibilities

  • Perform preliminary credit analysis to support ratings, research, analytical outreach, and presentations, following mentorship provided by team lead.
  • Prepare financial spreadsheets and charts, analyze data and financial documents, build and update financial models and forecasts, and write analytical commentary in accordance with Moody's methodologies.
  • Interpret and analyze financial data to perform preliminary credit analysis.
  • Demonstrate the ability to understand and identify key factors that affect issue and issuer credit ratings under full supervision and guidance from a lead analyst.
  • Support credit monitoring/surveillance of issuers by preparing data for surveillance, periodically updating preliminary components of analysis, and initiating/raising deeper credit reviews when necessary.
  • Perform certain routine administrative and other ad hoc credit-related tasks as advised by direct supervisor.
  • Work as a team with other associates, associate analysts, and lead analysts in Moody's Local under overall supervision of the direct manager.

Requirements

  • Minimum undergraduate/first-level degree (e.g., bachelor's degree, or equivalent qualifications).
  • Preferably some relevant experience in FIG Banking.
  • Good finance and accounting background (e.g., through coursework, CFA, or equivalent).
  • Knowledge of MS Excel, Word, and PowerPoint.
  • Python programming, Power BI, and Visual Basic for Applications knowledge is a plus.
  • Proven verbal, written communication, and interpersonal skills in Spanish and in English.
  • Ability to adapt to a changing environment and prioritize tasks accordingly.

Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, sexual orientation, gender expression, gender identity, or any other characteristic protected by law.


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