Accounting Lead

About EarnIn

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks.

We're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.

Position Summary:

The Accounting Lead will play a key role in strengthening our accounting operations and financial reporting capabilities as we prepare for a public company environment. We're seeking a professional with a strong accounting foundation and experience in audit or public-company reporting environments. The Accounting Lead will be responsible for managing month-end and year-end close processes, support audits and partner cross functionally to strengthen internal controls and financial reporting practices. Collaboration and coordination with other departments will be frequent to align on evolving business needs.

This position is ideally hybrid from our Mexico City office as part of our expanding site. EarnIn offers excellent benefits, including healthcare, internet and cell phone reimbursement, a learning and development stipend, and potential opportunities to travel to our Mountain View, CA headquarters. Our salary ranges are determined by role, level, and location.

What You'll Do:

Key Responsibilities:

• Support the month end close process with specific areas of focus including fixed assets, prepaids, capitalized software, leases, intangibles, payroll, accruals, and international subsidiaries.
• Maintain and reconcile general ledger accounts ensuring all transactions are recorded accurately and in accordance with U.S. GAAP.
• Analyze financial statements and reports; provide detailed explanations for fluctuations in financial results.
• Ensure all vendor payments are processed accurately and timely via ACH, wire transfer, or check, in accordance with internal controls and approval hierarchies.
• Support internal and external audit processes, providing detailed schedules and documentation.
• Ensure compliance with internal controls, accounting policies, and regulatory requirements.
• Collaborate with finance, operations and procurement teams to ensure accurate financial data and alignment with business results.
• Identify opportunities and execute solutions to streamline accounting workflows and strengthen control frameworks.
• Contribute on special projects specifically through automation and efficiency efforts and technology implementations.

What We're Looking For:

• Bachelor's degree in Accounting or Finance (CPA or equivalent certification is a plus).
• 3+ years of relevant accounting experience, including audit experience (public accounting preferred) or experience at a publicly traded company.
• Strong knowledge of U.S. GAAP, with exposure to SEC reporting or IPO readiness a plus.
• Financial services industry experience is a plus.
• Strong technical accounting skills and familiarity with SOX/Internal control environments.
• Proficiency with accounting software (e.g.,Netsuite) and advanced Excel skills.
• Excellent analytical and organizational abilities, with high attention to detail.
• Effective communicator with the ability to collaborate across departments and levels.
• Self-motivated with excellent organizational skills and the ability to manage multiple priorities.

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant.

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.