Credit Risk Senior Manager

The Credit Portfolio Senior Manager is a senior management-level position responsible for accomplishing results through the management of a team or department to monitor the Citi portfolio and identify credit migration in coordination with the Risk Management team. The overall objective of this role is to lead the management of Citi's portfolio exposure to client and counterparties globally.

**Responsibilities**:

- Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs
- Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed
- Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
- Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience
- Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS)
- Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies

**Qualifications**:

- 6-10 years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)
- Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models
- Proficiency in MS Office
- Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
- Demonstrated quantitative, presentation and analytic skills
- Consistently demonstrate clear and concise written and verbal communication

**Education**:

- Bachelor's degree/University degree or equivalent experience
- Master's degree preferred

**Key **Responsibilities**:

- Team leader in charge of the analyzes the current Charge Off process (As IS) and contribute to define the TO BE process.
- Design and coordinate a team to build the data base with historical charge off information at contractual level by product.
- Design and coordinate a team to validate the new data qualitiy across the Charge off process
- Design Risk monitoring reports regarding Charge off, recoveries, reserves, stress losses and economic capital information
- Request any necessary fix to operational areas to align systems with policy.
- Support reconciliation exercise between risk and finance figures
- Review and monitoring credit risk Charge off Policy.
- Partners with Risk Systems and Technology teams to jointly design strategic automated solutions regarding Charge off, recoveries, reserves, stress losses and economic capital information and ensure complete, correct, and timely reporting.
- Contributes to the analysis and preparation of reports for Internal Management, Regulators, Auditors, etc. that detail risks inherent in Credit:, portfolio concentrations, limit exceptions, stress testing, losses and reserves Charge off and recoveries
- Provides quantitative risk metrics underlying the reports and design enhancements to the reports.
- Maintains the input or data quality of risk management systems to ensure accurate data and reporting.
- Develops quantitative risk management processes designed to meet Citi’s execution of the Federal Reserve’s mandatory stress test known as the Comprehensive Capital Analysis and Review (“CCAR”).
- Support automation project regarding Charge off, recoveries, reserves, stress losses and economic capital information
- Supports Business As Usual (“BAU”) Charge off, recoveries, reserves, stress losses and economic capital reporting.
- Utilizes quantitative risk analytics tools to ensure that the risk parameters used to determine Charge off, recoveries, reserves, stress losses and economic capital are calculated in accordance with both internal Citi and government regulatory requirements.
- Identifies potential process improvements and capabilities to increase the consistency, transparency, and reliability of Charge off, recoveries, reserves, stress losses and economic capital information.
- ** Mandatory credit Risk Skills and Experience**:

- 5-10 years of relevant experience in Bank (2+ in credit risk).
- Additional technical skills : SAS (Advance/intermediate) knowledge.
- Strong quantitative and qualitative skills to identify key items for inclusion in reporting. Ability to analyze and summarize content and ensure consiste