Risk Management Leader

hace 2 semanas


Ciudad de México, Ciudad de México R2 A tiempo completo
Job Title: Head of Risk

R2 is seeking a seasoned risk management professional to lead our credit policies and risk management function. As Head of Risk, you will be responsible for steering our credit policies based on rigorous analyses of our portfolio and implementing tools and strategies to recover our capital.

Key Responsibilities:
  • Own and manage our core risk metrics across our portfolio.
  • Develop and operationalize risk procedures, identify and drive requirements for future state risk management tools, systems, and reporting.
  • Document credit decisioning with supporting evidence, capture risk mitigation actions, and measure the impact of key initiatives.
  • Dive into data to identify instances of fraud, credit, and compliance risks and drive risk mitigating actions where appropriate.
  • Set underwriting guidelines and credit thresholds that balance our growth/conversion targets and risk appetite, working alongside our Data Science team to improve our risk model performance.
  • Work with third-party providers to integrate identity verification and other risk mitigating technologies that afford us with scalable lending solutions.
  • Ensure the proper execution of the collections strategy across all our partnerships/countries.
  • Coordinate with third-party collections agencies to optimize write-off capital recovery, and develop engagement strategies to improve their performance.
  • Establish key metrics and KPIs to monitor the performance of our Credit & Collections teams.
  • Build and manage world-class Credit & Collections teams.
Requirements:
  • Deep knowledge of risk management at a financial services company (preferably fintech or lending) - 7+ years of experience.
  • Able to take ownership of multiple projects while operating in a collaborative environment and a strong desire to learn from and grow with other team members.
  • Proven ability to proactively, efficiently, and accurately assess risks in a fast-paced environment.
  • Track record of creative problem-solving, excellent written and oral communication skills, and creation of strong and trusted cross-functional relationships.
  • You understand how to translate the written foundational processes into software products.
  • You contribute to strengthening policies and procedures to reflect evolving risk operations.
  • You have an innate ability to feel the customer's pain while balancing the risk and regulatory requirements to process payments.
  • Experience managing a global team in a fast-paced company, with the ability to recruit, manage, and mentor high-performing individuals.
  • An understanding and appreciation of product management, product data structures, and APIs.
  • A strong understanding of data science and fraud risk in emerging markets.
About R2:

R2 is a fintech company that provides financial solutions to small and medium businesses in Latin America. We are committed to unlocking the potential of SMBs by providing tailored financial solutions.


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