Financial Risk Specialist
hace 3 semanas
Stripe is a financial infrastructure platform that enables businesses to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we are looking for talented individuals to join our team.
The RoleWe are seeking a highly skilled Financial Risk Specialist to join our Stripe Delivery Center team. As a key member of this team, you will play a critical role in ensuring a healthy financial ecosystem for businesses around the world. You will be responsible for conducting credit risk assessments, underwriting small, medium, and large users, and proposing mitigation strategies that enable Stripe to take smart risks for our users.
Responsibilities- Evaluate merchants' business models and financial statements to determine their creditworthiness.
- Develop a deep understanding of risk across industries, geographies, and operating models to manage Stripe's portfolio effectively.
- Identify differing risks of complex business models and enforce appropriate loss mitigation actions based on your assessment.
- Utilize analytics to optimize strategies which can be enforced across Stripe's portfolio.
- Identify risk factors and trends and report them to the wider risk team to ensure consistency in partnership.
- Recommend enhancements and process improvements to current systems, policies, and strategies.
- A minimum of 2+ years of experience with knowledge of commercial credit underwriting, financial risk modeling, and cash flow forecasting.
- Business level proficiency in written and spoken English.
- Ability to transform business and financial data into a cohesive narrative that outlines potential credit risks.
- Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across a range of industries.
- Excellent analytical thinking and problem-solving skills.
- A process-oriented mindset and ability to get things done.
As a Financial Risk Specialist at Stripe, you will have access to a competitive salary of $120,000 - $180,000 per year, depending on location and experience. Additionally, you will enjoy a comprehensive benefits package, including health insurance, retirement savings, and generous time off. Join us and contribute to shaping the future of online commerce
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