Financial Planning and Analysis Leader

**Financial Planning and Analysis Leader****Who are we?**IPF Digital is a Financial Services company part IPF Group and trades as Creditea in México. We provide consumer loans, and our mission is to make life easier by offering simple and personalized financial solutions to everyday Mexicans.Our organizational purpose is to build a better world through financial inclusion, and we see the role **Financial Planning and Analysis Leader **as being critical in shaping and persevering our organizational culture that is centred around our purpose.At IPF Digital we are committed to promoting strategies that help us maintain a balance between our personal and work lives, where each of our employees feels motivated and is reflected in business results.You'll join a highly engaged team ready to help you make your adaptation very easy and simple, and together achieve goals.**The role**FPA Leader will be leading finance person dedicated to support Mexican market in budgeting and forecasting processes, manage the financial modelling and analysis of new business opportunities, supporting market’s growth. FPA Leader in cooperation with HUB Finance Team will be responsible for guiding local team, how to run the business in the most effective way, and what need to happen to deliver the budgeted targets.In the essence FPA Leader is a finance professional that is able to:- Drive the discussion with key stakeholders (Head of Commercial Finance, Sales & Marketing Teams) about market’s performance.- Recommend changes in the business, advise others what to do when necessary.- Guide market how to adjust the business, how to improve effectiveness.- Support the budget process and control the level of its realization.- Take the responsibility for KPI delivery.**The responsibilities**- Support the HUB Commercial Finance with the delivery of key projects in the finance department, with focus on Mexico.- Run and improve financial models and develop them to forecast all business activities necessary to deliver the budget: revenue and impairment, sales and marketing, operational effectiveness, proper level of investment, and costs.- Work closely with the Credit Risk Team to create proper workflow for impairment forecasting. Support financial modeling.- Work closely with Sales and Marketing Teams to create proper workflows for lending and sales forecasting. Support financial modeling.- Support the budgeting process. Support key stakeholders during budgeting periods. Ensure that all key stakeholders are properly informed and have access to the required data and analysis to make business decisions.- Initiate and run the discussion about the market’s performance. Be a proactive finance business partner to all stakeholders and propose changes to ensure delivery of the targets.- Undertake the analysis of the cost base.- Drive the discussion about the results during monthly reviews with key stakeholders. Interpret the financial results. Provide variance analysis and look for new opportunities on how to improve the current performance or make it more efficient.- Develop and propose the set of KPIs that improve the performance tracking process.- Expanding analytical coverage for new product implementation, with focus on Mobile Wallet and VAS.**Other**:- Building relationships with key stakeholders - both locally and internationally (Finance HUB)- Staying up to date with new initiatives and commercial developments within the business, working closely with a range of functions, to ensure appropriate recommendations.**So, what skills, knowledge, and experience do you have?****Skills**- Fluent in verbal and written business English (essential).- Strong interpersonal communication skills.- Effective organization, prioritization, and time management.- Flexible approach, to ensure deadlines are met and overseas support is delivered as required.- Ability to analyze and interpret information to provide recommendations.- Ability to work with minimum supervision.- Excellent financial modelling skills, being able to design new reports from scratch.- Excellent analysis and problem-solving skills.- Excellent MS Excel skills (VBA skills would be of additional benefit).- Good SQL skills would be of additional benefit.- Strong interpersonal and communication (written and spoken) skills and the ability to articulate thoughts and solutions in a logical manner, with the ability to build relationships within the business and the broader international group, as well as deal with a wide range of audiences both internally and externally requiring.- Happy to roll your sleeves up, pragmatic, and focused - “can do” attitude a must.**Knowledge & Experience**- Strong demonstrable numeracy skills at appropriate level.- Strong knowledge of financial modelling methodologies.- Knowledge of presenting budget insight to a range of stakeholders across the business.- Knowledge of actual performance insight to a ra