DiDi Global | Credit Director
hace 3 semanas
DiDi Global Inc. is the world’s leading mobility technology platform. It offers a wide range of app-based services across markets including Asia-Pacific, Latin America, and Africa, including ride hailing, taxi hailing, chauffeur, hitch, and other forms of shared mobility as well as auto solutions, food delivery, intra-city freight, and financial services.
DiDi provides car owners, drivers, and delivery partners with flexible work and income opportunities. It is committed to collaborating with policymakers, the taxi industry, the automobile industry, and the communities to solve the world’s transportation, environmental, and employment challenges through the use of AI technology and localized smart transportation innovations. DiDi strives to create better life experiences and greater social value by building a safe, inclusive, and sustainable transportation and local services ecosystem for cities of the future.
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Team OverviewThis role is responsible for one or more domains of credit risk management. It could involve approval credit risk underwriting policy, initial credit line risk underwriting policy, or existing credit line management policy. For the responsible domains, the director is responsible for designing the overall structure and framework of underwriting, leading the team to construct the underwriting, understanding how to evaluate and analyze policies, and being able to articulate the pros and cons of each version. Ultimately, the director will be responsible for the portfolio, including size and profitability.
Role Responsibilities- Leading the credit risk team;
- Responsible for one or more domains of the credit risk underwriting policies;
- Responsible for the size as well as quality of the domain portfolio;
- Designing the structure and framework of the underwriting policy;
- Evaluating the efficiency of policy by implementing test/control strategies;
- Understanding market standards to make informed decisions.
- Over 8 years of experience working with credit risk underwriting policies, with at least 3 years of experience in the MX market credit card;
- A strong quantitative background, familiar with all quantitative analysis skills necessary for policy analysis;
- Managed or been responsible for a portfolio size of at least 150MM USD and have experience designing the overall framework and structure of that portfolio;
- Thorough understanding of credit risk management, knowing how each coefficient of the credit offer interacts with each other and impacts the portfolio;
- Experience managing a team of at least 5 members;
- Excellent communication skills in English.
- We create customer value – We strive to always create valuable experiences for our users in everything we do. Our focus is to always innovate new experiences that are safe, pleasant, and efficient.
- We are data-driven – We believe in making informed decisions, which is why we are data-driven. We can better navigate the business landscape strategically by analyzing valuable metrics.
- We believe in Win-win Collaboration – Success is a team sport. When we work to help our partners and colleagues win, we win, too. While keeping everyone's best interest at heart, we communicate with candor and execute with excellence in all we do.
- We believe in integrity – Integrity is at the very core of our business. We are people who always want to do the right thing. Our intentions are sincere, and we listen to each other.
- We always strive to do better. That means venturing beyond our comfort zones, learning from our mistakes, and helping each other grow.
- We believe in Diversity and Inclusion – Diversity is one of our biggest strengths. Our differences are what make us distinct. We respect each other and believe in equal opportunities for all.
We are committed to building inclusive and diverse teams.
At DiDi, we believe that our differences are our biggest source of strength. That’s why we are committed to promoting equal opportunities to all candidates and employees as an Equal Opportunity Employer.
Employment and advancement decisions at DiDi are always made based on the needs of the position and the qualifications of the candidate. We do not discriminate against any employee or applicant based on their gender, age, sexual orientation, nationality, marital status, pregnancy/maternity, disability, race, religion and beliefs, or any other status protected by applicable laws wherever we operate.
We are committed to building inclusive and diverse teams, and a workplace that is free from discrimination and harassment, because that’s how we create better products and services, make better decisions, and better serve the communities we’re a part of.
I acknowledge that prior to submitting this application, I have read and accepted the Privacy Notice for Candidates which is available on
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