Senior Credit Analyst
hace 4 semanas
**Responsibilities**:
- Uses financial statements to independently determine the financial condition of customers and decides credit limit recommendations
- Manages accounts of customers with the highest monetary value and highest risk that require independent judgment
- Interacts with customers of the highest monetary value and builds relationships with senior executives
- Resolves highly complex issues independently; acts as an escalation point for more junior individual contributors
- Presents credit recommendations to L3 level management at HP and at cross-function meetings
- Negotiates down payments with customers and HP sales staff to allow customer to purchase above their credit limit
- Represents HP at high level negotiations for large strategic deals
- Represents HP on a country or region level
- Works on cross-functional initiatives and dialogues directly with executive level management at HP
- High exposition to different levels of the organization
- Ability to solve problems or generate improvement
**Education and Experience Required**:
- First level university degree with a focus in business or economics; advanced degree in business preferred
- Typically 6-10 of experience in a credit function recommended, Commercial/Corporate credit experience
- Advanced English language is a must
**Knowledge and Skills**:
- Excellent written and verbal communication, negotiation, and conflict resolution skills
- Excellent accounting knowledge
- Excellent problem-solving skills
- Strong computer skills
- Excellent prioritization skills
- Excellent understanding of risk mitigation tools
- Strong relationship building skills
- Strong influencing skills
- Strong project management skills
- Strong leadership skills
**Impact/Scope**:
- Impacts high-value external on-going customers
- Ability to influence high value of credit grants
**Desirable Skills of the Future**:
- User Experience
- Artificial Intelligence
- Robotics
- High exposition to different levels of the organization
- Ability to solve problems or generate improvement
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