Deputy Director of Product and Proposition
hace 7 días
Job Purpose
As a key member of the HSBC team, the Deputy Director of Product and Proposition will be responsible for directing and defining the portfolio of products and services required by our clients to ensure compliance with the growth and development strategy of RBB's business in Mexico.
Key Responsibilities
- Create, formalize, and guarantee a value offer made up of products that meet the current needs of our clients.
- Define the placement strategy for each of the products and services, as well as the expected penetration target.
- Monitor the market to ensure that the proposition is competitive and adequate both in functionalities and in pricing.
- Define the appropriate operational processes for each of the new products.
- Ensure proper automation and simplification that allows us to be efficient and competitive.
Collaboration and Communication
The holder of this position must establish a close relationship with the central areas (products, communication, marketing, regulatory), commercial teams, 2LoD, and 3rd LoD to ensure seamless collaboration and effective communication.
Product Strategy Design
- Design and execute transactional and digital product strategy for the RBB segment.
- Prepare the differentiated value offer for SMEs in Mexico.
- Manage prices, commissions, and installation of new processes for new products.
- Define Electronic Banking needs and agree on the design, development, adaptation, distribution, and approval of new products and existing improvements with GPS.
- Define product needs and agree on the design, adaptation, development, distribution, and approval of new products and existing improvements with owners of products to be distributed.
Customer Experience
- Design of materials and MKT campaigns.
- Benchmarking and Market knowledge.
- P&L management.
Requirements
- Required Career: Administration, Finance, Industrial Engineering, Economics.
- Master's degree in economic-administrative areas (desirable).
- Knowledge of products and SME segment.
- Language: Advanced English.
- Excellent service attitude.
- Financial and negotiation skills.
- Ability to work under pressure.
- Teamwork.
- Ability to motivate work teams.
- Knowledge of Bank systems.
- Management of databases and office parcels.
- Notion of credit and deposit policies and regulations.
- Leadership.
- Strategic planning.
- Sr management reporting.
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